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WebDec 13, 2024 · According to U.S. News, “The National Credit Union Administration reports that as of June 2014, the five-year loans for new cars at banks have an average interest rate of 4.88 percent, compared with 2.74 percent for credit unions.”. Lower Fees: Even though credit unions still charge fees, they may charge a lesser amount. WebNerdWallet's Compare Auto Loans, Rates and Lenders. Consumers Credit Union - Used car purchase loan: Best for Used auto purchase; Consumers Credit Union - New car purchase loan: Best for New auto ... WebAug 10, 2024 · Connexus credit union offers secured loans as well as unsecured personal loans with terms up to 84 months. Loan amounts — With a Connexus secured loan, you can borrow between $2,500 and $50,000. APRs — Some borrowers may qualify for an APR in the single digits, but maximum rates can go well into double digits. ma sales tax return form